Free Reserve Study Tools and Calculators

Calculators and templates for reserve planning. They run in your browser, show the formula behind every number, and need no sign-up or email address.

Calculators

HOA Percent Funded Calculator

Work out percent funded from your reserve balance and fully funded balance, or build the fully funded balance from a component list.

Reserve Contribution Calculator

Estimate the annual reserve contribution each component needs, with inflation, and the monthly amount per unit.

30-Year Reserve Funding Projection

Project a reserve fund balance over 30 years, find the lowest year, and solve for the contribution that keeps it above your minimum.

Special Assessment Calculator

Estimate the shortfall on a project and each unit's share, by equal split or ownership percentage, with an optional loan payment.

Templates

Reserve Component Inventory Template

A free CSV template for listing reserve components, with columns that import straight into ReservePath.

Reserve Study Proposal Checklist

A checklist for requesting and comparing reserve study proposals side by side, with a printable PDF.

Please note. These tools give estimates for planning conversations, not a reserve study. Reserve studies are prepared by qualified professionals following the National Reserve Study Standards.

Learn the terms

Percent funded, fully funded balance, useful life and the rest, in plain language.

Reserve study glossary

Check your state

Which states require a reserve study, and how often.

Reserve study requirements by state

Do it for the whole property

ReservePath keeps the full inventory, the 30-year plan and the report together.

See the features

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