Ohio Reserve Study Requirements (2026)

We found no reserve study requirement in Ohio's condominium law (R.C. chapter 5311) or the Ohio Planned Community Law (R.C. chapter 5312). Ohio law does require condominium and planned community boards to include reserves for major capital items in the annual budget, unless a majority of owners waive that requirement in writing each year [R.C. 5311.081 and 5312.06].

Last verified October 12, 2026 by ReservePath research.

Provided for convenience only. This is a summary, not legal advice, and it must not be used to make legal or compliance decisions. Laws change and details vary. Verify Ohio's current requirements in the statute itself and with your association's attorney before you act.

Ohio at a glance

Reserve study required No statewide requirement found
Applies to Not applicable
How often No interval set by statute
Site inspection required No statewide rule found

Who must have a reserve study

We found no reserve study requirement in Ohio's condominium law (R.C. chapter 5311) or the Ohio Planned Community Law (R.C. chapter 5312). Condominium and planned community boards must adopt an annual budget that includes reserves, unless owners waive the reserve requirement [R.C. 5311.081 and 5312.06]. (see sources)

Site inspection

We found no statewide rule on this in the statutes listed under Sources.

Structural inspections

We found no statewide rule on this in the statutes listed under Sources.

Reserve funding

Condominiums (R.C. 5311.081(A)(1)): the board must adopt an estimated budget each year that includes reserves for repair and replacement of major capital items in the normal course of operations without special assessments. The reserve requirement does not apply if the declaration or bylaws limit the board's power to raise assessments without an owner vote, or if owners holding a majority of the voting power waive it in writing each year. Planned communities (R.C. 5312.06(A)(1)): the annual budget must include reserves adequate to repair and replace major capital items in the normal course of operations without special assessments, unless owners holding a majority of the voting power waive the requirement in writing each year. (see sources)

Disclosure

A developer selling a residential condominium unit must give the buyer a disclosure statement that covers, among other things, the existence or requirement for the establishment of a reserve fund to pay for repair or replacement of the common element components [R.C. 5311.26(K)]. We found no other reserve disclosure rule in R.C. chapters 5311 and 5312. (see sources)

Who may prepare the study

We found no statewide rule on this in the statutes listed under Sources.

What this means for boards

  • With no statewide mandate confirmed here, check your governing documents and any lender requirements. They can require a study even where the statute does not.
  • A current reserve study is still the usual way to show the board planned for major repairs with care.
  • Keep the study, the board's funding decision and the reasons for it on record.
  • Ask your association's attorney how the rules apply to your community.

What this means for reserve preparers

  • Confirm which statute governs the association before you scope the work: condominium, planned community and cooperative acts often differ.
  • Match the study level and site visit to what the statute requires.
  • Cite the statute in the report so the board can see what the study satisfies.

How ReservePath handles Ohio

ReservePath supports full studies, updates with a site visit and updates without one, 30-year funding projections, and study renewal reminders based on the cycle you set for each study. It includes in-app compliance guidance for each state as a starting point. The preparer and the association's attorney remain responsible for confirming what the law requires.

Frequently asked questions

Does Ohio require a reserve study?

We found no reserve study requirement in Ohio's condominium law (R.C. chapter 5311) or the Ohio Planned Community Law (R.C. chapter 5312). Condominium and planned community boards must adopt an annual budget that includes reserves, unless owners waive the reserve requirement [R.C. 5311.081 and 5312.06].

Does Ohio require reserves to be funded?

Condominiums (R.C. 5311.081(A)(1)): the board must adopt an estimated budget each year that includes reserves for repair and replacement of major capital items in the normal course of operations without special assessments. The reserve requirement does not apply if the declaration or bylaws limit the board's power to raise assessments without an owner vote, or if owners holding a majority of the voting power waive it in writing each year. Planned communities (R.C. 5312.06(A)(1)): the annual budget must include reserves adequate to repair and replace major capital items in the normal course of operations without special assessments, unless owners holding a majority of the voting power waive the requirement in writing each year.

What reserve information must be disclosed in Ohio?

A developer selling a residential condominium unit must give the buyer a disclosure statement that covers, among other things, the existence or requirement for the establishment of a reserve fund to pay for repair or replacement of the common element components [R.C. 5311.26(K)]. We found no other reserve disclosure rule in R.C. chapters 5311 and 5312.

Sources

Provided for convenience only. This is a summary, not legal advice, and it must not be used to make legal or compliance decisions. Laws change and details vary. Verify Ohio's current requirements in the statute itself and with your association's attorney before you act.

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