Idaho Reserve Study Requirements (2026)

Idaho at a glance

Who must have a reserve study

Neither the Idaho Condominium Property Act nor the Homeowner's Association Act requires a reserve study. (see sources)

Site inspection

We found no statewide rule on this in the statutes listed under Sources.

Structural inspections

We found no statewide rule on this in the statutes listed under Sources.

Reserve funding

We found no statewide rule on this in the statutes listed under Sources.

Disclosure

An HOA must give a member a statement of the member's assessment account within five business days of a written request, at no charge, and must give all members an updated and reconciled financial disclosure within 60 days after the close of each fiscal year [Idaho Code 55-3205]. A condominium management body must give a unit owner a statement of account within five business days of a request [Idaho Code 55-1528]. We found no reserve disclosure rule. (see sources)

Who may prepare the study

We found no statewide rule on this in the statutes listed under Sources.

What this means for boards

• With no statewide mandate confirmed here, check your governing documents and any lender requirements. They can require a study even where the statute does not.
• A current reserve study is still the usual way to show the board planned for major repairs with care.
• Keep the study, the board's funding decision and the reasons for it on record.
• Ask your association's attorney how the rules apply to your community.

What this means for reserve preparers

• Confirm which statute governs the association before you scope the work: condominium, planned community and cooperative acts often differ.
• Match the study level and site visit to what the statute requires.
• Cite the statute in the report so the board can see what the study satisfies.

How ReservePath handles Idaho

ReservePath supports full studies, updates with a site visit and updates without one, 30-year funding projections, and study renewal reminders based on the cycle you set for each study. It includes in-app compliance guidance for each state as a starting point. The preparer and the association's attorney remain responsible for confirming what the law requires.

Frequently asked questions

Does Idaho require a reserve study?

Neither the Idaho Condominium Property Act nor the Homeowner's Association Act requires a reserve study.

What reserve information must be disclosed in Idaho?

An HOA must give a member a statement of the member's assessment account within five business days of a written request, at no charge, and must give all members an updated and reconciled financial disclosure within 60 days after the close of each fiscal year [Idaho Code 55-3205]. A condominium management body must give a unit owner a statement of account within five business days of a request [Idaho Code 55-1528]. We found no reserve disclosure rule.

Sources

• Idaho Code Title 55, Chapter 15 (Condominium Property Act)
• Idaho Code Title 55, Chapter 32 (Homeowner's Association Act)
• Idaho Code 55-3205
• Idaho Code 55-1528